Identify The Right Truck Lift With These Tips

There are so many brands to consider when searching for a truck lift, the entire process can seem overwhelming.You want to find a model that will work for your situation that includes the type of vehicles to be serviced, the amount of space you have available, and amount of money you have to invest in equipment.Convenience, quality, safety, and style are just some of the things you need to consider when looking for car lifts.

How Easy Is It To Use?

This may be one of the most important questions to answer when selecting and purchasing car lifts, although your budget and how often the truck lift will be used need to be considered as well.Perhaps the most difficult to use are mechanical car lifts.These lifts require a set of pins, locks, and human manpower to raise and lower the vehicle.They are the most unfriendly to use.A hydraulic model that can be operated by the push of a button may be a better option for a slightly higher price.

The least expensive models are the two and four post lifts.They can be used to lift the vehicle for easy repairs or can be set up to store a vehicle if needed.If your needs change over time, you can purchase accessories to make them safer for heavier vehicles.

What Type Of Vehicles Will Be Using The Lift?

Professional and amateur mechanics alike often have difficulty when it comes to this factor.A professional garage may work on a variety of vehicles, all with different wheelbases and weights.For this reason, an in ground model is the most popular.If an in ground model is not practical, a four post model may be the answer.They are not as common and not as easy to use as in ground lifts.In addition, if overcrowding is a factor, an in ground lift can reduce the amount of damage overcrowding may cause.

For the back yard mechanic, the usual is a two or four post model.Four post lifts have added stability and can lift heavier vehicles.They're also better if the vehicle is going to be left for storage because of the stability.If storage isn't a consideration for your needs, you can also use a scissor truck lift.This will give you better access to the undercarriage of the truck.

How Much Space Do I Have?

To operate safely, every model of truck lift requires a certain amount of space.However, some models are more compact than others are, and were specifically designed for tighter locations.Two post car lifts are the most common space savings units.The two post version gives you easy access the to car's interior as the entire vehicle is not suspended in the air.It provides a more asymmetrical style with more weight in the front half and rotated posts.Symmetrical lifts are better equipped to lifting heavier vehicles due to their stabilizer bars.

Compact units are also available.These smaller units are better for storage purposes because you can store more than one car at a time.If repairing vehicles is your main intention, then an in ground model will save space while making it easier to raise and lower the vehicles.

Car lifts can be the amateur or professional mechanics best friend.The key is to find one that fits in the space you have available, is easy to use, and is economical to purchase.Look at your needs carefully before making your selection and you'll have a piece of equipment that will give you years of service.

About the Author

Christine O'Kelly is an author for SVI International, Inc.

, the truck lift specialists.They carry more than 20,000 repair parts for a variety of car lifts, including heavy-duty lifts.They currently serve over 2,000 customers in the U.S.and Canada.

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Home Based Online Entrepreneurs

Have you ever tried running a business that is online?A lot of entrepreneurs are now relying on the power of the internet to market their products or services.Home businesses are gaining more and more popularity these days.Perhaps it's also time for you to consider an internet entrepreneur home business.

Sometimes, those that have families can't manage their time between career and family life.Because of this, most of them are forced to leave their jobs just so they can take good care of their family.This is not the end of the world for you.In fact, even when you're at home and taking care of your family, you can run an online business.

There are a lot of home business opportunities online.All it takes is looking into your home business options and choosing the right one that will work for you.If you have the qualities of an entrepreneur, an internet home business will be the answer to your needs.Oftentimes, if only the husband or the wife works, the income is not enough to provide for the family's needs.If you don't have a career or a job, you can start thinking of the best internet home business opportunity.

If you have your own computer and most importantly, an internet connection, you can already become an entrepreneur who owns or runs an internet home business.However, you must also see to it that the business is legitimate to avoid any problems in the future.

The first option is to become an affiliate marketer.For those entrepreneurs with limited capital for business, this is an excellent choice because you will only need a small amount.You will have to find an affiliate company who will provide you with the products or services.After doing so, you will then create your very own site where you will market the products or services.In order to attract huge traffic to your website, it must be interesting and catchy.You will be able to receive commissions for every product sold or for the services rendered.

Supposing you already have a home business such as arts and crafts.Perhaps you've observed that you have very few customers in your locality.If you want to have a larger market, you can turn your home business into an internet home business.By doing so, you can reach the different countries of the world.You have to create your own website and there you can put pictures of your arts and crafts.

This will take a lot of hard work especially if you're just starting out.You will have to work on your site and make it user-friendly.If customers can maneuver within your site without any problems and you have excellent arts or crafts products, more orders will come in.

Since you're an entrepreneur, you will not have much problems dealing with the orders and shipments of your products.You only have to establish the right contacts or connections and the profits will come rolling in.

There are still other internet home business opportunities for entrepreneurs.By surfing the net, you can find the right business opportunity for you.Your qualities and capabilities as an entrepreneur will not go to waste if you engage in internet business.

So if you have limited capital and less business resources, try the home business opportunities online.

About the Author

Home Based Online Entrepreneurs

BusinessPlanetsCityPlanets,

OnePlanets and

ShoppingPlanets

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Chief Points About Critical Illness Cover

The chief financial regulator expressed its concern a few years ago that thousands of policyholders did not know what their policies covered nor how they.Those fears still remain true.

The Financial Services Authority said that research showed that providers, including financial advisers, supermarkets, insurers and banks often made no effort to find out if the cover was appropriate and little explanation was given to customers of how policies work.While most firms were working to adhere to higher standards, others carried on offering a poor service.

In the event that heart disease, cancer or other specified life-threatening illnesses strike critical illness cover pays out a lump sum.Often, it is people who are concerned about paying off loans or mortgages if they should be unable to continue working, who buy these policies.

There are two kinds: those with a guaranteed fixed premium each month and those where the monthly payments increase over time.Figures from the Association of British Insurers (ABI) suggest that, in total, there are in excess of 5m policies covering 12m people.An average policy will pay out 67,000 pounds.

These "protection" policies have proved controversial.While they might be beneficial, these "protection" policies have proved controversial and critics allege that not many people make claims.There is no data available on the number of claims made vis-a-vis the total premiums paid.The FSA review did reveal, however, that on average, 25 per cent of the claims made are refused.

In one case recently, a policyholder was diagnosed with cancer but medical teams could not specify which one.The claimant was informed it was unlikely doctors would know for certain until he was dead.

Until a diagnosis was available, his insurance company would not pay out.The claimant's family appealed realising that should he die, the company would pay out a life insurance policy worth 15,000 pounds rather than the critical illness policy which was worth more than 80,000 pounds.Only one policy can pay out.The argument with the provider caused added stress to the claimant.After a public fight, the insurer gave in and paid out on the policy for critical illness.

Which?, previously known as the Consumers' Association, said it thinks the situation is much more serious than the FSA claims and that sales of critical illness cover are at the centre of a far-reaching mis-selling scandal.

Mick McAteer, principal policy advisor, says finance companies, brokers and commission-hungry advisers, saw a chance to make huge profits.He said Which?had predicted the mis-selling that was seen in the pensions industry would be replicated in the protection business.

"Protection policies, by their nature, are complicated and the advisers selling them are often putting their commission before the needs of their clients."

His comments are on the back of complaints in parliament regarding the mis-selling of protection policies.

Lorely Burt, the Liberal Democrat MP for Solihull, says the FSA study reveals there is a high risk that policies are being sold to consumers who do not understand what they are buying or who don't even need them.She wants rule changes that would limit sales to financial advisers working under strict guidelines.

Mick James of Standard Life agrees that people need to be aware of the different insurance options rather than just opting for critical illness cover.Many people appear confused about why they want this kind of policy.Instead of just concentrating on the lump sum payout, they should question the reason they need such a policy because with many illnesses, especially types of cancer, the treatment can last for years which means that the money from the payout might run out quite quickly.It could be that an income protection policy or indeed family income benefit offers more economical premiums and pays out for a longer time period.

This article is continued under the headline: Look At The Small Print When Buying Critical Illness Insurance

About the Author

The Insurance Quotations are specialists in Life Insurance, offering fantastic deals and truly impressive information surrounding Insurance and other great financial products.

Our sister site Brokers Online offers cutting edge articles and information about Life Assurance and other financial products

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Have A Plan Before Proposing Telecommuting To Your Boss

Everyday people think about how great it would be to work in the comfort of their own home and at their own pace instead of commuting to work.For mothers, how they wish to have the option to work at home to spend more time taking care of the family.For people who feel that their personal lives are out of balance due to their hectic working schedule or simply sick of the grind, telecommuting is seen as the answer and the only option in their desire to work at home.

Proposing an off-site arrangement at work is actually possible with your boss, but there are a lot of factors that need to be considered for somebody to be given the chance to telecommute.Before giving the telecommuting proposal, make sure in your heart that you are a good candidate for telecommuting.Often, bosses approve such proposals only to employees who have already proven their worth in the company, shown the right work disciplines and have served the company well for quite some time.

All successful telecommuting proposals take a great deal planning.Once you have finalized all your terms, it's time to give your boss the big news.Here are some of the strategies that you can use when planning and presenting a proposal:

1.

It would be best to give both a written proposal with an oral presentation.This way, your telecommuting proposal becomes comprehensive.The presentation means to enlighten your boss about certain things that are included in your proposal, enabling him to absorb some important points about your proposal, giving him the opportunity to raise questions as well as objections.

2.When doing a proposal, make sure that you focus more on how your proposal benefits your employer and not yourself.Never focus on how well it would serve your needs.Avoid mentioning your need for more time with the kids or any other personal reasons; discussions must only revolve around the job.Your proposal must be telling something about how it can help you become more efficient and productive, and how well it would benefit your employers and the company that you are working for.

3.Telecommuting proposals are the best time to brag about your work accomplishments.Touting your value to the company as well as your traits as a great worker may help you get an approval.

4.Propose a trial period during which your bosses will determine whether or not you are more efficient doing telework.It also gives your bosses an easy way out of the deal.Just make sure that you perform well during this period for it will make or break your chances of becoming a telecommuter.

5.Present accountability measures.Employers are mostly anxious about telecommuting because of fear that you become unproductive when no one is watching over you at work.Lay out a work outline and schedule when he can check on you from time to time.Make sure that your boss knows that you are reachable and flexible; give him or her your phone, fax, pager, cell-phone numbers and e-mail addresses to convince them that you have all the necessary work equipment installed at home.

When giving your proposal, be sure that you are prepared to answer questions.Expect that your bosses will be looking out for reasons why not to approve your proposal.Using these tips can help you convince them to do otherwise.

About the Author

Chris Simpson is dedicated to helping people find honest and legitimate work at home jobs and home based business ideas.

Find legitimate online paid surveys and many other great ways to make money online today at: www.HomeNetPro.com

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Life Insurance If You Are Gay

You are probably going to need life assurance if you want to insure your health or your income should you become ill and unable to work- something which is especially important for single people or people with dependents, including a same-sex partner.There are also instances, like buying a house, when life insurance may be necessary.

Providers might want to know if you are gay.They will ask you to complete an application form which will include information on whether your partner is in the homosexual category.The enquiry may not be direct but the insurance company will subsequently send out an intrusive questionnaire on lifestyle.

It might be tempting not to disclose information or to give false details but this would only serve invalidate your insurance and is consequently a very bad idea.Furthermore, this can give rise to considerable difficulties when reapplying to other companies.

Once the form has been completed, you may then be requested to take a test to find out if you are HIV positive.There are no pre-set rules on testing and insurance companies are fairly random in their selection process.

If you do test positive for HIV, it will be difficult to buy products associated with life insurance.Simply taking the test itself can result in a refusal of cover by some insurers, even if the result is negative.
Even if you pass all the tests satisfactorily some companies will still double or treble your premiums.Most companies will insist on HIV testing for gay men who apply for income protection or critical illness policies even though neither would pay out for an HIV related claim.If you believe life cover has been unfairly refused, write to the Association of British Insurers at 51 Gresham Street, London, EC2V 7HQ.Phil Carvosso, of Carvosso & Co, a financial adviser based in Brighton, says: 'It is not nice knowing the insurer can claim rights to some of your blood.Understandably the test can be harrowing.

He recommends that you take the test on your own terms in advance of going to an insurer.To avoid insurance companies being allowed access to areas of your medical history, some people suggest getting drug or STD treatment at anonymous clinics which are available in nearly every town or city.The National Aids Helpline or the Terrence Higgins Trust should be able to help you locate a suitable one.Present guidelines used by the insurance industry in relation to gay applications are very out of date.The ABI has been considering new proposals thanks to tireless campaigning by gay IFA Chris Morgan and the Terrence Higgins Trust.

There has already been an agreement between The ABI and The British Medical Association whereby doctors should not be requested to give information on STIs and negative HIV tests.New proposals would make the risk assessment undertaken by insurance more up- to- date by ensuring that safe sexual behaviour, rather than sexuality, is the criterion.

Although it may be some time before new guidelines are fully implemented, gay applicants can normally still obtain the cover they need even in the present system.Independent Financial Advisors, specialising in gay finance can often find cover without any need for testing and on precisely the same terms that apply to heterosexual applicants.

Mr Carvosso recommends Scottish Widows which he feels is more sympathetic than some banks.Shopping on-line can also generate some of the best prices.theidol.com is reportedly one of the cheapest, offering all types of life insurance, including that for gay applicants.Isis Financial Planners (tel.08000 1960 69) also specialises in gay insurance.

About the Author

Interested in getting a quote on Life Insurance ?

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Digital Signage: Why Digital Signs Are Important

Often in this space, I explore a small slice of digital signage development, such as the role of digital signage in meeting the evolving media appetites of people; the ability of digital signs to blend the functions of traditional signs with the interactive aspects of digital kiosks; or the potential of digital signage to command an increasingly larger slice of the media budget of marketers.

While those are important topics, this month I want to get back to the basics of digital signage -specifically why should professional communicators turn to digital signage to convey their important messages?Actually, there are several reasons, including:

-To increase a company's visibility.

One of the biggest problems retailers have when it comes to self-promotion is cutting through all of the marketing noise generated by every other business -be it on radio or TV, in newspapers and magazines or from competing store front signs.Digital signage can cut through those distractions by attracting and directing the attention of the most important potential buyers of all -those in a store who are ready to spend money on a purchase.

-To help solidify relationships with customers and vendors.Consider an auto dealership waiting room with customers seated waiting for their cars to be fixed.With well-positioned digital signage messaging -as opposed to an ordinary TV displaying a cable news channel- the dealership can promote special offers aimed at its captive digital signage audience as a reward for choosing to do business with the dealership.Or, in a corporate setting, a digital sign in the lobby can be used to welcome scheduled vendors, guests and other visitors as they arrive -a simple move that builds goodwill.

-To deliver critical information more efficiently.In times of emergency, an existing digital signage network can be a lifesaver, providing critically important messages alerting employees, customers and other patrons of exit locations, storm shelters and other vital information.

-To save time.Preparing a static, printed sign is labor-intensive, expensive and time-consuming.The same message can be created and displayed far more quickly with a digital sign.Add to that the recurring expense of printing new signs as needs change versus simply updating a digital sign with a few keystrokes and it doesn't take long to begin earning a tidy ROI from a digital sign.

-To attract greater attention than is possible with static, printed signs.The other drawback of print is that it is static.Human brains are programmed for motion.Our eyes are automatically drawn to moving objects.Digital signs displaying full of motion video are dynamic not static.They tap into something that is innately human to demand attention and hold it.

-To increase the efficiency of employees.Imagine a small industrial plant where management wants to communicate vital information to hundreds of workers.Perhaps it's production quotas vs.actual performance; perhaps it's mean time between accidental employee injuries; perhaps it's delivery information regarding vital components that are en route.In all of these instances -and others too numerous to recount here- digital signage has the ability to convey important information to a workforce that is vital to employees maintaining a safe, efficient environment.

There you have it -several reasons why digital signage is an important, effective communications alternative that professional communicators cannot ignore.Sometimes it's good to get back to basics.

Digital Signage...
1) Can increase your company's visibility,
2) Can help solidify your customer and vendor relationships,
3) Can deliver critical information more efficiently,
4) Saves time,
5) Attracts attention better than static signs,
6) Can increase the efficiency of your employees.

And, digital signage can be less expensive than what you are already using.

What do you think?

About the Author

David Little is a digital signage enthusiast with 20 years of experience helping professionals use technology to effectively communicate their unique marketing messages.

For further digital signage insight from Keywest Technology, visit our website for many helpful tips and examples.

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Network Marketing Is A Great Way To Grow A Direct Sales Business

Direct sales offers great work at home opportunities that allow flexibility.Many people love meeting new people and booking home parties to present their goods but what happens when the bookings dry up?How much begging and pleading can you do for that one party without sounding desperate?

Learning some tips about network marketing can actually help you attract more people to book parties or order merchandise.If you get really good at it and really sell your business opportunity you will also have good luck growing your downline, or team members.Network marketing is not difficult but those with outgoing personalities will have more success.

Network marketing is simply talking, or networking, with other people in your target market and encouraging them to either buy products or become a part of the company.The great thing about creating a downline is the ability for each salesperson to build their own individual sales down line.You can be reaching hundreds of people a day in no time flat though all these different connections and earning money on each purchase.

Before you dismiss the method, let's remember that some of the most successful businesses today are in fact network marketing based.If you have any doubt look at the sales figures for companies like Mary Kay and Avon.Both of these are poster children for network marketing in this country.

These of course are the cream of the crop; however, there is no reason why you cannot experience the same level of success with your chosen direct sales company.The key is to not re-invent the wheel; when something works why would you want to fix it?That said; let's look at how these two companies work.

Both of them supply their representatives with sales tools.Mary Kay sells their reps an affordable product sample kit while Avon provides theirs with catalogues, and generally, the first few are free.You can use either method or a combination of both to get something in your clients' hands that attractively highlight your product.

The next major key and perhaps the more difficult one is to find passionate people to spread the word about your product.Your compensation plan will go far in this aspect but it will not be enough.Your sales team will need a product that they can get behind; when someone believes in what they are selling they can overcome many objections, and their enthusiasm can be contagious.

Communication with your team is paramount to your success.Use these times to raise flagging spirits, come up with new marketing ideas and to build relationships.A close personal connection between team members will result in better productivity, which in turn means more sales.

Design a fair and equitable compensation plan.While this is not the main reason people will stay with you it is still an important aspect.Your team will be loyal because of things like job satisfaction, pride in the product and a feeling of unity.

Nevertheless, these feelings will quickly cool if they cannot make a decent amount of money.Hold contests and reward extraordinary effort promptly.Your down line is the lifeblood of your network marketing business.

Finally make it fun, keep your goals in front of the team at all times but do not make it drudgery.Many people will join your team on a part time basis then increase their efforts because of monetary compensation and enjoyment.Who doesn't want to make a living and have a fun time doing it?

About the Author

Chris Simpson is dedicated to helping people find honest and legitimate work at home ideas and home based business opportunities.

Find legitimate work online today by visiting: www.HomeNetPro.com

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